Built for Nigerian companies
Your company's finances, clear at a glance.
Invoicing, expenses, payroll and tax in one place. See your cash flow, profit and what's due every day, get paid through your own Paystack or Flutterwave, and never be caught out by a tax deadline.
- 30 days of Pro free, no card needed
- PAYE and VAT for 2026
- Your money never passes through us
Made for companies where invoices are how business gets done
- Digital & creative agencies
- Software & IT services
- Consultancies
- Marketing & PR
- Engineering firms
- Logistics
- Facility management
- Professional services
One place for the money side of the business.
Start with a clear picture, then act on it: bill clients, pay your team, keep the tax office happy.
Stay organized & tax-ready
Get paid
See every tax deadline coming, with the amount.
BizBooks works out the VAT on your invoices, the PAYE and pension on your payroll and the WHT on contractor payments, then puts each one on a calendar with how much to keep aside. Late remittance attracts penalties; missing it is now much harder.
How tax tracking works- Due this week₦842,300
PAYE for September
Due 10 Oct · State IRS
- Remitted₦1,120,000
Pension for September
Due 2 Oct · Staff PFAs
- Coming up₦612,750
VAT for September
Due 21 Oct · NRS
- Coming up₦95,000
Contractor WHT for September
Due 21 Oct · NRS
- Example figures for illustration.
Your money goes straight to you.
BizBooks is not a wallet and not a middleman. Clients pay into your bank account, or through your Paystack or Flutterwave account. Salaries go from your bank. We keep the records and do the maths.
Gateway keys are encrypted and can be disconnected at any time.
- 1
Your client
Opens the invoice and taps “Pay ₦3,354,000”
- 2
Your Paystack / Flutterwave
Takes the payment by card, transfer or USSD
- 3
Your bank account
Receives it on your usual payout schedule
- 4
BizBooks
Marks the invoice paid and updates cash flow, profit and VAT
Moving from Wave or Zoho Books?
Wave no longer sends invoices outside the US and Canada. Zoho Books is a big general suite without Nigerian payroll. BizBooks is built for Nigerian companies that bill clients and pay a team, and it brings your clients, invoices and retainers across from either one in minutes.
| Feature | BizBooks | Zoho Books (Nigeria edition) | Wave (in Nigeria) |
|---|---|---|---|
| Send invoices by email with automatic reminders | Not outside the US and Canada | ||
| Clients pay online with Paystack or Flutterwave | Built in, into your own account | Through add-on apps | |
| Payroll with 2026 PAYE, pension and NHF, payslips and a bank upload file | Zoho Payroll isn't available in Nigeria | US and Canada only | |
| Nigerian VAT and withholding tax on invoices | VAT set up by hand; no WHT | ||
| Tax calendar for VAT, WHT, PAYE and pension deadlines | VAT and WHT reports | ||
| Retainers: recurring invoices and recurring expenses | Can't send automatically | ||
| Free plan | Unlimited invoices, payroll for 3 people | 1 user, 1,000 invoices a year, no payroll | Free, but can't send invoices |
| Done-for-you bookkeeping, tax and payroll | BizBooks Advisors | Through partner firms | Not in Nigeria |
On your desk and in your pocket.
Install BizBooks from your browser. Send an invoice, snap a receipt or approve payroll from your phone. No app store download.
Free calculators, updated for 2026
PAYE, company tax, VAT and what a hire really costs. No sign-up.
PAYE calculator 2026
Salary to PAYE, pension and take-home pay under the new tax bands.
Net to gross salary calculator
The gross salary to offer for a take-home figure you've agreed.
Cost of an employee calculator
What a hire really costs: salary, employer pension, NSITF and ITF.
Company income tax calculator 2026
CIT and 4% development levy, with the small-company 0% check.
VAT calculator Nigeria (7.5%)
Add 7.5% VAT to a price, or take VAT out of a total.
VAT & WHT invoice calculator
What your client actually pays after VAT and withholding tax.
Free guides for Nigerian companies
The 2026 tax rules, payroll and getting paid, explained plainly.
Questions
Who is BizBooks for?
Registered Nigerian companies where invoicing is part of everyday business: digital and creative agencies, software and IT firms, consultancies, marketing and PR, engineering, logistics and facility management. Freelancers who bill companies use it too.
Is it really free to start?
Yes. Every new business gets 30 days of Pro free, with no card needed, and can earn up to 21 more days by setting up. After that, invoicing, quotes, online payments, expenses, the dashboard and tax tracking stay free, with payroll for up to 3 people. Pro adds automation (recurring invoices and expenses without limits, automatic reminders), payroll for your whole team, deposits on quotes and your own branding.
Does BizBooks hold our money?
No. With BizBooks Payments, clients pay through Paystack and the money settles straight to your company's bank account; our ₦500 fee is deducted by Paystack, not held by us. You can also connect your own Paystack or Flutterwave account, or take bank transfers. Either way, BizBooks never holds or moves your money.
How is BizBooks different from Zoho Books?
Zoho Books' Nigeria edition handles VAT, WHT and e-invoicing, but Zoho Payroll isn't available in Nigeria and Paystack needs an add-on. BizBooks includes 2026 PAYE, pension and NHF payroll, takes payments through your own Paystack or Flutterwave account, tracks every Nigerian tax deadline and offers done-for-you bookkeeping. You can import your Zoho Books invoices and clients in minutes.
We use Wave today. Why switch?
Wave no longer sends invoices or reminders for businesses outside the US and Canada, and its payments don't support Nigerian gateways. BizBooks sends invoices and reminders, takes payments through Paystack and Flutterwave, and handles Nigerian VAT, WHT, PAYE and pension. Import your Wave history from a CSV export and your retainers keep running.
Does it run payroll and PAYE?
Yes. Add your staff and contractors once and each month BizBooks works out PAYE under the 2026 tax bands, pension, NHF and withholding tax, gives you payslips and a bank upload file, and records the cost in your books. You pay from your own bank.
Will it file our taxes?
It works out what you owe and when (VAT, PAYE, pension, WHT) and gives your accountant clean reports. Filing and payment still happen through the tax authorities' channels; you mark each one as remitted and the reminders stop.
See your company's finances clearly, starting today.
Start with 30 days of Pro free. The setup guide takes a few minutes, and you can skip anything you're not ready for.
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