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Quotes and deposits

Win the project. Collect the deposit. Start the work.

Send a quote your client can accept online. If you ask for a mobilisation deposit, they pay it straight away, and it's credited on the final invoice automatically, with VAT charged only once.

  • No card needed
  • Free plan forever after
  • Import from Wave or Zoho

Worked example

A ₦3,000,000 website project with a 50% deposit

A VAT-registered agency quotes ₦3,000,000 plus VAT and asks for half upfront.

Deposit invoice: 50% of the fee₦1,500,000
VAT on the deposit (7.5%)₦112,500
Client pays on acceptance₦1,612,500
Final invoice: fee less deposit₦1,500,000
VAT on the balance (7.5%)₦112,500
Client pays on delivery₦1,612,500

Across both invoices the client pays ₦3,225,000: the ₦3,000,000 fee plus VAT of ₦225,000, charged once.

How do quotes and deposits work in BizBooks?

You send a quote with an optional deposit (for example 50%). The client accepts it online with their name; BizBooks raises the deposit invoice and takes them straight to pay it. When the work is done, one tap turns the quote into the final invoice with the deposit and its VAT already deducted.

Sound familiar?

“Approved, but procurement will revert.”

A verbal yes isn't a signed quote, and without one the project can stall for weeks before anyone pays a mobilisation fee.

Starting work unpaid

You buy materials and assign the team before the deposit lands, then chase it alongside the actual work.

The final-invoice maths

Deducting a deposit by hand, without charging VAT twice, is where invoices go wrong and get sent back.

A deposit paid at the moment of acceptance turns “we're interested” into a committed client. It protects your cash flow on the projects where you spend the most before you're paid.

Before and after BizBooks

Without BizBooksWith BizBooks
PDF quotes approved by email (eventually)Clients accept online with their name; you're told immediately
Deposit invoices raised separately, days laterThe deposit invoice is raised and payable the moment they accept
Deposit deducted by hand on the final invoiceCredited automatically, with VAT on the balance only
No idea how many quotes you winSee what's waiting, what's won and your acceptance rate

What changes for your company

Acceptance in one click

Clients open the quote, read the scope and accept it with their name. No printing, signing and scanning.

Deposits paid on the spot

Ask for 30%, 50% or 70% upfront. The client goes straight from “Accept” to paying the deposit.

Final invoice without the maths

Turn the accepted quote into the invoice in one tap. The deposit is credited and VAT is charged only on the balance.

A clear view of your pipeline

Quotes sent, accepted and waiting, so you know which clients to call this week.

How it works

  1. 1

    Send the quote

    Same editor as invoices: services, VAT, a validity date and the deposit percentage.

  2. 2

    The client accepts and pays the deposit

    They accept online and are taken straight to the deposit invoice's Pay now page.

  3. 3

    Invoice the balance when you deliver

    One tap creates the final invoice with the deposit already credited.

  • No card needed
  • Free plan forever after
  • Import from Wave or Zoho

Questions companies ask

What happens to VAT on the deposit?

The deposit invoice carries VAT on the deposit amount. The final invoice credits the deposit and charges VAT only on the balance, so VAT is never charged twice.

What if the client wants changes before accepting?

Edit the quote and the same link shows the new version. Accepted quotes are locked to what the client agreed.

Do clients need an account to accept?

No. They open the link, read the quote and accept with their name. Nothing to sign up for.

Is this on the Free plan?

Quotes and online acceptance are free. Asking for a deposit on acceptance is part of Pro (₦12,500 a month, or ₦125,000 a year), included in your 30-day free trial.

Last updated 2 Oct 2026. Tax rates and deadlines follow the Nigeria Tax Act 2025, in force from 1 January 2026.

Turn your next “yes” into a paid deposit.

Quotes with online acceptance and deposits are included in your 30-day Pro trial. No card needed.

Pro is ₦12,500 a month after the trial, or stay on the Free plan. Nothing is charged automatically.